If you’re taking any valuable gadgets away with you and you want these to be covered, you’ll need gadget travel insurance.
All other cover levels, basic and standard as well as our long stay policies are completely flexible and able to cater for the gadget travel insurance extension.
Get Going policies are able to hold more than one extension. For example, if you’re going on a winter sport holiday you’ll need the winter sport extension. You can have the winter sport extension and the gadget extension on the same policy, in fact, you can have as many extensions and add-ons as you like, allowing you to tailor a policy to suit you.
Your travel insurance with gadget cover includes:
Cover levels and excess levels are applicable per claim.
Do you travel with gadgets? Gadgets are classed typically as anything handheld and battery powered. E.g. a smartphone, iPad, smart watch, kindle and so on. If so, then yes, you will need the gadget travel insurance extension to be covered for these items.
Get Going policies do include cover for electrical items as standard. This applies to items that are generally plugged into the mains to use i.e. hairdryers, electric shavers, laptops, travel irons and so on. Any handheld devices e.g. cameras, mobile phones, smart watches, handheld games consoles etc. are all classed as gadgets and not generally covered under your main policy.
Your travel insurance policy with gadget travel insurance, will extend your policy to provide cover in the event of a lost, stolen or damaged mobile phone. If you phone is lost or stolen whilst you are on holiday, you’ll be able to rely on your phone travel insurance. If you have taken out travel insurance with gadget cover and you need to make a claim, you might need to provide supporting evidence, this is likely to include a police report for lost and stolen items, so always make sure you report the incident.
You might already have mobile phone insurance in place. If this is the case then you should check your documentation and see whether you are covered for travelling outside of the UK with your mobile phone. It may be the case that you can travel in Europe for a certain number of days, as standard on your current policy.
If this cover isn’t included in your policy or if you do not have mobile phone insurance, you will need gadget travel insurance phone cover.