• 24/7 access to UK based GP
  • Cover for 1,000's of medical conditions
  • £10m medical cover
  • 14 Day Cooling Off Period

Cover Levels

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CoverBasicStandardPremierDiamond
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COVID CoverIncluded - please click here for more informationIncluded - please click here for more informationIncluded - please click here for more informationIncluded - please click here for more information
Benefit per personCover (Excess) Cover (Excess) Cover (Excess) Cover (Excess)
Max days per trip - Multi Trip Policies Only31 days per trip31 days per trip31 days per trip45 days per trip
Cancellation - If you are unable to go on your trip £1,500 (£149)£2,500 (£99)£5,000 (£75)£5,000 (Nil)
If your end supplier fails financially before you go on your tripNo CoverNo Cover£3,000 (Nil£3,000 (Nil)
If you departure is delayed per 12 hours £10 (Nil)£20 (Nil)£20 (Nil)£75 (Nil)
If you departure is delayed Maximum £150 (Nil)No Cover£300 (Nil)£750 (Nil)
If you miss your departure £250 (£149)£500 (£99)£1,000 (£75)£1,500 (Nil)
If you miss your connection £250 (£149)£500 (£99)£500 (£75)£1,500 (Nil)
If you choose to abandon your travel plans£1,500 (£149)£2,500 (£99)£5,000 (£75)£5,000 (Nil)
If your end supplier fails financially while you are on your trip - Additional Costs No CoverNo Cover£3,000 (Nil)£3,000 (Nil)
If your end supplier fails financially while you are on your trip - Return TransportationNo CoverNo Cover£3,000 (Nil)£3,000 (Nil)
If you are denied boarding on your return journey - Additional Accommodation per 24 hours£40 (Nil)£40 (Nil)£40 (Nil)£40 (Nil)
If you are denied boarding on your return journey - Additional Accommodation Maximum£560 (Nil)£560 (Nil)£560 (Nil)£560 (Nil)
If you are denied boarding on your return journey - Return Transportation Europe£300 (Nil)£300 (Nil)£300 (Nil)£300 (Nil)
If you are denied boarding on your return journey - Return Transportation Worldwide£500 (Nil)£500 (Nil)£500 (Nil)£500 (Nil)
If a major incident happens while you are on your trip - Additional travel expenses to move to a safer areaNo Cover£1,000 (£99)£1,000 (£75)£1,000 (Nil)
If a major incident happens while you are on your trip - Additional accommodation per 24 hoursNo Cover£100 (Nil)£100 (Nil)£100 (Nil)
If a major incident happens while you are on your trip - Additional accommodation maximumNo Cover£700 (Nil)£700 (Nil)£700 (Nil)
If a major incident happens while you are on your trip - Food and drink per 24 hoursNo Cover£30 (Nil)£30 (Nil)£30 (Nil)
If a major incident happens while you are on your trip - Food and drink maximumNo Cover£210 (Nil)£210 (Nil)£210 (Nil)
If a major incident happens while you are on your trip - Baby essential and/or prescribed medicationNo Cover£150 (Nil)£150 (Nil)£150 (Nil)
If your return journey to your home country is delayed per 12 hoursNo CoverNo CoverN/A£75 (Nil)
If your return journey to your home country is delayed maximum No CoverNo CoverN/A£750 (Nil)
If you need emergency medical treatment abroad £10,000,000 (£149)£10,000,000 (£99)£10,000,000 (£75)£10,000,000 (Nil)
If you need to be brought home £200,000 (£149)£200,000 (£99)£200,000 (£75)£250,000 (Nil)
If you need to be brought home - Body/Ashes£25,000 (£149)£25,000 (£99)£25,000 (£75)£25,000 (Nil)
If you are buried or cremated abroad£3,000 (Nil)£3,000 (Nil)£3,000 (Nil)£5,000 (Nil)
If you are admitted to a public hospital per 24 hours£25 (Nil)£25 (Nil)£25 (Nil)£50 (Nil)
If you are admitted to a public hospital maximum£500 (Nil)£500 (Nil)£500 (Nil)£1,000 (Nil)
If you are taken ill or injured in your home country £1,500 (£149)£1,500 (£99)£1,500 (£75)£2,500 (Nil)
Curtailment - If you have to cut your trip short£1,500 (£149)£2,500 (£99)£5,000 (£75)£5,000 (Nil)
If your checked-in baggage is delayed £100 (Nil)£150 (Nil)£150 (Nil)£300 (Nil)
If your valuables are lost, stolen or accidentally damaged (Single Article Limit £250)£300 (£149)£300 (£99)£500 (£75)£750 (Nil)
If your gadgets are lost, stolen or accidentally damaged Optional (See Below)Optional (See Below)£1,000 (£75)£3,000 (Nil)
If your gadgets are lost, stolen or accidentally damaged - Unauthorised Calls/DataOptional (See Below)Optional (See Below)£1,000 (£75)£1,000 (Nil)
If your other possessions are lost, stolen or accidentally damaged (Single Article Limit £250)£1,000 (£149)£1,500 (£99)£2,000 (£75)£4,000 (Nil)
If your mobility equipment is lost, stolen or accidentally damaged £5,000 (149)£5,000 (£99)£5,000 (£75)£5,000 (Nil)
If your mobility equipment is lost, stolen or accidentally damaged - If you need to hire mobility equipment £1,000 (£149)£1,000 (£99)£1,000 (£75)£1,000 (Nil)
If your cash or event tickets are lost or stolen - Cash£250 (Nil)£300 (Nil)£300 (Nil)£750 (Nil)
If your cash or event tickets are lost or stolen - Event Tickets £250 (Nil)£250 (Nil)£250 (Nil)£750 (Nil)
If you need emergency travel documents - Replacement document £75 (Nil)£100 (Nil)£300 (Nil)£300 (Nil)
If you need emergency travel documents - Travel and accommodation expenses£75 (Nil)£100 (Nil)£150 (Nil)£300 (Nil)
If you need emergency travel documents - Towards new passport No CoverNo CoverNo Cover£150 (Nil)
If you need legal advice£7,500 (£149)£15,000 (£99)£50,000 (£75)£50,000 (Nil)
If you are killed, injured or disabled following an accident - Death£5,000 (Nil)£10,000 (Nil)15,000 (Nil)£20,000 (Nil)
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb £5,000 (Nil)£10,000 (Nil)£15,000 (Nil)£20,000 (Nil)
If you are killed, injured or disabled following an accident - Permanent and total disablement£5,000 (Nil)£15,000 (Nil)£25,000 (Nil)£30,000 (Nil)
If you are held legally liable for injury or property damage £2,000,000 (£149)£2,000,000 (£99)£2,000,000 (£75)£2,000,000 (Nil)
Extensions
Winter sports Extension
If you are unable to use your pre-paid ski pack per 24 hours£15 (Nil)£15 (Nil)£15 (Nil)£15 (Nil)
If you are unable to use your pre-paid ski pack maximum £150 (Nil)£150 (Nil)£150 (Nil)£150 (Nil)
If your winter sports equipment is lost, stolen or accidentally damaged (£150 SAL)£300 (as per your main policy)£300 (as per your main policy)£300 (as per your main policy)£300 (as per your main policy)
If your winter sports equipment is lost, stolen or accidentally damaged - Hire due to damage £100 (Nil)£100 (Nil)£100 (Nil)£100 (Nil)
If your winter sports equipment is delayed per 24 hours £10 (Nil)£10 (Nil)£10 (Nil)£10 (Nil)
If your winter sports equipment is delayed maximum £100 (Nil)£100 (Nil)£100 (Nil)£100 (Nil)
If your hired winter sports equipment is lost, stolen or accidentally damaged (£150 SAL)£300 (as per your main policy)£300 (as per your main policy)£300 (as per your main policy)£300 (as per your main policy)
If an avalanche occurs per 24 hours £10 (Nil)£10 (Nil)£10 (Nil)£10 (Nil)
If an avalanche occurs maximum £100 (Nil)£100 (Nil)£100 (Nil)£100 (Nil)
If you ski resort is closed per 24 hours £10 (Nil)£10 (Nil)£10 (Nil)£10 (Nil)
If you ski resort is closed maximum£100 (Nil)£100 (Nil)£100 (Nil)£100 (Nil)
Cruise Extension
If you miss your sailing £1,000 (as per your main policy)£1,000 (as per your main policy)£1,000 (as per your main policy)£1,000 (as per your main policy)
If you are confined to your cabin per 24 hours £50 (Nil)£50 (Nil)£50 (Nil)£50 (Nil)
If you are confined to your cabin maximum£300 (Nil)£300 (Nil)£300 (Nil)£300 (Nil)
If you cannot go on your shore excursions£500 (Nil)£500 (Nil)£500 (Nil)£500 (Nil)
If your ships itinerary changes per port£100 (Nil)£100 (Nil)£100 (Nil)£100 (Nil)
If your ships itinerary changes maximum£500 (Nil)£500 (Nil)£500 (Nil)£500 (Nil)
Gadget Extension
If your gadgets are lost, stolen or accidentally damaged £1,000 (as per your main policy)£1,000 (as per your main policy)Covered as StandardCovered as Standard
If your gadgets are lost, stolen or accidentally damaged - Unauthorised Calls/Dara£1,000 (as per your main policy)£1,000 (as per your main policy)Covered as StandardCovered as Standard
Carers Extension
Additional cover if you cannot go on your tripAs per the limit under Section 'Cancellation - If you are unable to go on your trip' in your main policy. As per the limit under Section 'Cancellation - If you are unable to go on your trip' in your main policy. As per the limit under Section 'Cancellation - If you are unable to go on your trip' in your main policy. As per the limit under Section 'Cancellation - If you are unable to go on your trip' in your main policy.
Additional cover if you have to cut short your tripAs per the limit under Section 'Curtailment - If you have to cut your trip short ' in your main policy. As per the limit under Section 'Curtailment - If you have to cut your trip short ' in your main policy. As per the limit under Section 'Curtailment - If you have to cut your trip short ' in your main policy. As per the limit under Section 'Curtailment - If you have to cut your trip short ' in your main policy.
Policy Options
Waiver
Excess Waiver£0 Excess£0 Excess£0 ExcessN/A
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Staycation Plus
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COVID CoverIncluded - please click here for more information
Benefit per personCover (Excess)
Max days per trip - Multi Trip Policies Only21 days per trip
Cancellation - If you are unable to go on your trip £2,500 (£25)
Travel Disruption - If you departure is delayed per 6 hours £50 (Nil)
Travel Disruption - If you departure is delayed Maximum £500 (Nil)
Curtailment - If you have to cut your trip short£2,500 (£25)
Medical - Repatriation£50,000 (£25)
Medical - Hospital in-patient benefit per 24 hours £30 (Nil)
Medical - Hospital in-patient benefit maximum £600 (Nil)
Medical - Visitation £5,000 (£25)
Medical - Return of body or ashes £5,000 (£25)
Medical - Vehicle and/or possessions repatriation £500 (£25)
Possessions - Valuables and eletrical items (Single Article Limit £500)£2,500 (£25)
Possessions - Other possessions (Single Article Limit £500)£2,500 (£25)
Possessions - Cash £250 (£25)
Possessions - Event tickets £250 (£25)
Gadget(s)£1,500 (£25)
Property Damage £2,500 (£25)
Unexpected Events - Catastrophe£1,000 (£25)
Unexpected Events - Beach pollution per 24 hours £50 (Nil)
Unexpected Events - Beach pollution maximum£250 (Nil)
Unexpected Events - Attraction closure per 24 hours £100 (£25)
Unexpected Events - Attraction closure maximum£600 (£25)
Unexpected Events - Vehicle breakdown £1,000 (£25)
Unexpected Events - Event/Booking cancellation£250 (£25)
Unexpected Events - If you are denied boarding on your return journey - Additional Accommodation per 24 hours£40 (Nil)
Unexpected Events - If you are denied boarding on your return journey - Additional Accommodation Maximum£560 (Nil)
Unexpected Events - If you are denied boarding on your return journey - Return Transportation £300 (Nil)
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CoverBackpacker BasicBackpacker Standard
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Benefit per personCover (Excess) Cover (Excess)
Cancellation - If you are unable to go on your trip £500 (£75)£1,250 (£75)
If you departure is delayed per 12 hours No Cover£10 (Nil)
If you departure is delayed Maximum No Cover£150 (Nil)
If you miss your departure No Cover£500 (£75)
If you miss your connection No Cover£500 (£75)
If you choose to abandon your travel plansNo Cover£1,250 (£75)
If you are denied boarding on your return journey - Additional Accommodation per 24 hours£40 (Nil)£40 (Nil)
If you are denied boarding on your return journey - Additional Accommodation Maximum£560 (Nil)£560 (Nil)
If you are denied boarding on your return journey - Return Transportation Europe£300 (Nil)£300 (Nil)
If you are denied boarding on your return journey - Return Transportation Worldwide£500 (Nil)£500 (Nil)
If you need emergency medical treatment abroad £3,000,000 (£75)£5,000,000 (£75)
If you need to be brought home £200,000 (£75)£200,000 (£75)
If you need to be brought home - Body/Ashes(£25,000 (£75)£25,000 (£75)
If you are buried or cremated abroad£3,000 (Nil)£3,000 (Nil)
If you are admitted to a public hospital per 24 hours£20 (Nil)£20 (Nil)
If you are admitted to a public hospital maximum £300 (Nil)£300 (Nil)
Curtailment - If you have to cut your trip short£500 (£75)£1,250 (£75)
If your valuables are lost, stolen or accidentally damaged (Single Article Limit £200)No Cover£300 (£75)
If your other possessions are lost, stolen or accidentally damaged (Single Article Limit £200)£1,000 (£75)£1,000 (£75)
If you cash or event tickets are lost or stolen - Cash£150 (Nil)£150 (Nil)
If you cash or event tickets are lost or stolen - Event Tickets £150 (Nil)£150 (Nil)
If you need emergency travel documents - Replacement document £75 (Nil)£75 (Nil)
If you need emergency travel documents - Travel and accommodation expenses£75 (Nil)£75 (Nil)
If you need legal advice£7,500 (£75)£10,000 (£75)
If you are killed, injured or disabled following an accident - Death£5,000 (Nil)£10,000 (Nil)
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb £5,000 (Nil)£10,000 (Nil)
If you are killed, injured or disabled following an accident - Permanent and total disablement£5,000 (Nil)£10,000 (Nil)
If you are held legally liable for injury or property damage £2,000,000 (£75)£2,000,000 (£75)
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10,000 medical conditions covered

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