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Cover Levels
Please scroll to view all available products
| Cover | Basic | Standard | Premier |
|---|---|---|---|
| Get A Quote Policy Wording | Get A Quote Policy Wording | Get A Quote Policy Wording | |
| COVID Cover | Cover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policy | Cover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policy | Included - please click here for more information |
| Benefit per person | Cover (Excess) | Cover (Excess) | Cover (Excess) |
| If You Are Unable To Go On Your Trip | £1,500 (£200) | £2,500 (£100) | £5,000 (£75) |
| If Your End Supplier Fails Occurs Before You Travel | £0 (Nil) | £0 (Nil) | £3,000 (£75) |
| If Your Departure is Delayed Per 12 Hours | £10 (Nil) | £10 (Nil) | £20 (Nil) |
| Delayed Departure Total | £150 (Nil) | £150 (Nil) | £300 (Nil) |
| If You Choose To Cancel After a 24 Hour Delay | £1,500 (£200) | £2,500 (£100) | £5,000 (£75) |
| If You Miss Your Outbound Departure | £250 (Nil) | £500 (Nil) | £1,000 (Nil) |
| If You Miss Your Outbound Connection | £0 (Nil) | £500 (Nil) | £500 (Nil) |
| If You Need Emergency Medical Attention | £10,000,000 (£200) | £10,000,000 (£100) | £10,000,000 (£75) |
| Public Hospital Inconvenience Benefit | £0 (Nil) | £250 (Nil) | £250 (Nil) |
| Public Hospital Inconvenience Benefit Per 24 Hours | £0 (Nil) | £25 (Nil) | £25 (Nil) |
| Emergency Replacement Of Prescribed Medication | £250 (Nil) | £750 (Nil) | £750 (Nil) |
| Mobility And Disability Equipment | £0 (Nil) | £5,000 (Nil) | £5,000 (Nil) |
| If You Need To Come Home Early | £1,500 (£200) | £2,500 (£100) | £5,000 (£75) |
| If Your Possessions Are Lost, Stolen Or Damaged | £1,000 (£100) | £1,500 (£100) | £2,000 (£75) |
| Clothes & Footwear | £500 (£200) | £750 (£100) | £1,000 (£75) |
| Cosmetics & Toiletries | £50 (£200) | £100 (£100) | £150 (£75) |
| Luggage | £50 (£200) | £75 (£100) | £100 (£75) |
| Jewellery & Watches | £50 (£200) | £150 (£100) | £250 (£75) |
| Eyewear | £50 (£200) | £75 (£100) | £100 (£75) |
| Electrical Items | £100 (£200) | £200 (£100) | £300 (£75) |
| Electrical Accessories | £50 (£200) | £150 (£100) | £150 (£75) |
| Child Safety Equipment | £100 (£200) | £200 (£100) | £200 (£75) |
| If Your Possessions Are Delayed By 12 Hours | £0 (Nil) | £100 (Nil) | £150 (£Nil) |
| If Your Cash Is Lost Or Stolen On Your Trip | £250 (£100) | £250 (£100) | £250 (£75) |
| If Your Passport Is Lost Or Stolen On Your Trip | £0 (Nil) | £150 (Nil) | £250 (Nil) |
| If You Are Mugged | £100 (Nil) | £500 (Nil) | £1,000 (Nil) |
| If You Are Mugged Per 24 Hours | £10 (Nil) | £100 (Nil) | £100 (Nil) |
| If You Are Hijacked | £100 (Nil) | £500 (Nil) | £1,000 (Nil) |
| If You Are Hijacked Per 24 Hours | £10 (Nil) | £100 (Nil) | £100 (Nil) |
| Personal Liability | £2,000,000 (£200) | £2,000,000 (£100) | £2,000,000 (£100) |
| Personal Accident | £5,000 (Nil) | £15,000 (Nil) | £25,000 (Nil) |
| If You Need Legal Advice | £5,000 (£200) | £15,000 (£100) | £50,000 (£75) |
| If A Force Majeure Event Occurs While You Are Away | £0 (Nil) | £0 (Nil) | £1,000 (£75) |
| If Your Return Flight Is Delayed Due To Air Rage | £0 (Nil) | £750 (£100) | £1,000 (£75) |
| Pet Care | £0 (Nil) | £300 (Nil) | £300 (Nil) |
| Pet Care Per 24 Hours | £0 (Nil) | £25 (Nil) | £25 (Nil) |
| If Your Gadget Is Lost, Stolen Or Damaged | Optional | Optional | £1,000 (£75) |
| If Your End Supplier Fails While You Are Away | £0 (Nil) | £0 (Nil) | £1,000 (£75) |
| Extensions | |||
| Winter sports Extension | |||
| If Your Wintersports Equipment Is Lost, Stolen Or Damaged | £250 (£50) | £250 (£50) | £250 (£50) |
| If Your Hired Wintersports Equipment Is Lost, Stolen Or Damaged | £250 (£50) | £250 (£50) | £250 (£50) |
| If You Are Unable To Use Your Pre-Paid Ski Pack | £150 (£50) | £150 (£50) | £150 (£50) |
| Ski Equipment Single Article Limit | £150 (£50) | £150 (£50) | £150 (£50) |
| Ski Pack Per 24 Hours | £15 (Nil) | £15 (Nil) | £15 (Nil) |
| If An Avalanche Occurs | £150 (Nil) | £150 (Nil) | £150 (Nil) |
| Avalanche Closure Per 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| If There Is No Snow | £150 (Nil) | £150 (Nil) | £150 (Nil) |
| If There Is No Snow Per 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| If Your Wintersports Equipment Is Delayed By 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| Delayed Ski Equipment Per 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| Go On Your Trip And Unable To Get a Refund For Your Pre-Paid Ski Pack | £250 (£50) | £250 (£50) | £250 (£50) |
| Cruise Extension | |||
| Cabin Confinement Benefit | £300 (Nil) | £300 (Nil) | £300 (Nil) |
| If You Cannot Use Your Pre-Paid Shore Excursion | £500 (Nil) | £500 (Nil) | £500 (Nil) |
| Cabin Confinement Benefit Per Day | £50 (Nil) | £50 (Nil) | £50 (Nil) |
| If Your Cruise Itinerary Is Changed | £500 (Nil) | £500 (Nil) | £500 (Nil) |
| Itinerary Changed per port | £100 (Nil) | £100 (Nil) | £100 (Nil) |
| Gadget Extension | |||
| If Your Gadget Is Accidentally Lost, Stolen Or Damaged | £1,000 (£75) | £1,000 (£75) | Covered as Standard |
| Unauthorised Calls | £1,000 (£75) | £1,000 (£75) | Covered as Standard |
| Carers Extension | |||
| Cancellation extension | As stated on your chosen cover lever i.e. Basic, Standard or Premier. | As stated on your chosen cover lever i.e. Basic, Standard or Premier. | As stated on your chosen cover lever i.e. Basic, Standard or Premier. |
| Curtailment extension | As stated on your chosen cover lever i.e. Basic, Standard or Premier. | As stated on your chosen cover lever i.e. Basic, Standard or Premier. | As stated on your chosen cover lever i.e. Basic, Standard or Premier. |
| Policy Options | |||
| Waiver | |||
| Excess Waiver | £0 Excess | £0 Excess | £0 Excess |
| Policy Documents | |||
| Basic | Standard | Premier | |
| Get A Quote Policy Wording | Get A Quote Policy Wording | Get A Quote Policy Wording |
Please scroll to view all available products
| Cover | Basic | Standard | Premier |
|---|---|---|---|
| Get A Quote Policy Wording | Get A Quote Policy Wording | Get A Quote Policy Wording | |
| COVID Cover | Cover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policy | Cover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policy | Included - please click here for more information |
| Benefit per person | Cover (Excess) | Cover (Excess) | Cover (Excess) |
| If You Are Unable To Go On Your Trip | £1,500 (£200) | £2,500 (£100) | £5,000 (£75) |
| If Your End Supplier Fails Occurs Before You Travel | £0 (Nil) | £0 (Nil) | £3,000 (Nil) |
| If Your Departure Is Delayed By 12 Hours Or More | £150 (Nil) | £150 (Nil) | £300 (Nil) |
| For Each Additional 12 Hours | £10 (Nil) | £10 (Nil) | £20 (Nil) |
| If You Choose To Cancel After a 24 Hour Delay | £1,500 (£200) | £2,500 (£100) | £5,000 (£75) |
| If You Miss Your Outbound Departure | £250 (Nil) | £500 (Nil) | £1,000 (Nil) |
| If You Miss Your Outbound Connection | £0 (Nil) | £500 (Nil) | £500 (Nil) |
| If You Need Emergency Medical Attention | £10,000,000 (£200) | £10,000,000 (£100) | £10,000,000 (£75) |
| Public Hospital Inconvenience Benefit | £0 (Nil) | £250 (Nil) | £250 (Nil) |
| Public Hospital Inconvenience Benefit Per 24 Hours | £0 (Nil) | £25 (Nil) | £25 (Nil) |
| Emergency Replacement Of Prescribed Medication | £250 (Nil) | £750 (Nil) | £750 (Nil) |
| Mobility And Disability Equipment | £0 (Nil) | £5,000 (Nil) | £5,000 (Nil) |
| If You Need To Come Home Early | £1,500 (£200) | £2,500 (£100) | £5,000 (£75) |
| If Your Possessions Are Lost, Stolen Or Damaged | £1,000 (£100) | £1,500 (£100) | £2,000 (£75) |
| Clothes & Footwear | £500 (£200) | £750 (£100) | £1,000 (£75) |
| Cosmetics & Toiletries | £50 (£200) | £100 (£100) | £150 (£75) |
| Luggage | £50 (£200) | £75 (£100) | £100 (£75) |
| Jewellery & Watches | £50 (£200) | £150 (£100) | £250 (£75) |
| Eyewear | £50 (£200) | £75 (£100) | £100 (£75) |
| Electrical Items | £100 (£200) | £200 (£100) | £300 (£75) |
| Electrical Accessories | £50 (£200) | £150 (£100) | £150 (£75) |
| Child Safety Equipment | £100 (£200) | £200 (£100) | £200 (£75) |
| If Your Possessions Are Delayed By 12 Hours | £0 (Nil) | £100 (Nil) | £150 (Nil) |
| If Your Cash Is Lost Or Stolen On Your Trip | £250 (£100) | £250 (£100) | £250 (£75) |
| If Your Passport Is Lost Or Stolen On Your Trip | £0 (Nil) | £150 (Nil) | £250 (Nil) |
| If You Are Mugged | £100 (Nil) | £500 (Nil) | £1,000 (Nil) |
| If You Are Mugged Per 24 Hours | £10 (Nil) | £100 (Nil) | £200 (Nil) |
| If You Are Hijacked | £100 (Nil) | £500 (Nil) | £1,000 (Nil) |
| If You Are Hijacked Per 24 Hours | £10 (Nil) | £100 (Nil) | £100 (Nil) |
| Personal Liability | £2,000,000 (£200) | £2,000,000 (£100) | £2,000,000 (£75) |
| Personal Accident | £5,000 (Nil) | £15,000 (Nil) | £25,000 (Nil) |
| If You Need Legal Advice | £15,000 (£200) | £5,000 (£100) | £50,000(£75) |
| If A Force Majeure Event Occurs While You Are Away | £0 (Nil) | £0 (Nil) | £1,000(£75) |
| If Your Return Flight Is Delayed Due To Air Rage | £0 (Nil) | £750 (£100) | £1,000 (£75) |
| Pet Care | £0 (Nil) | £300 (Nil) | £300 (Nil) |
| Pet Care Per 24 Hours | £0 (Nil) | £25 (Nil) | £25 (Nil) |
| If Your Gadget Is Lost, Stolen Or Damaged | £0 (Nil) | £0 (Nil) | £1,000 (£75) |
| If Your End Supplier Fails While You Are Away | £0 (Nil) | £0 (Nil) | £1,000 (£75) |
| Extensions | |||
| Winter sports Extension | |||
| If Your Wintersports Equipment Is Lost, Stolen Or Damaged | £250 (£50) | £250 (£50) | £250 (£50) |
| If Your Hired Wintersports Equipment Is Lost, Stolen Or Damaged | £250 (£50) | £250 (£50) | £250 (£50) |
| If You Are Unable To Use Your Pre-Paid Ski Pack | £150 (£50) | £150 (£50) | £150 (£50) |
| Ski Equipment Single Article Limit | £150 (£50) | £150 (£50) | £150 (£50) |
| Ski Pack Per 24 Hours | £15 (Nil) | £15 (Nil) | £15 (Nil) |
| If An Avalanche Occurs | £150 (Nil) | £150 (Nil) | £150 (Nil) |
| Avalanche Closure Per 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| If There Is No Snow | £150 (Nil) | £150 (Nil) | £150 (Nil) |
| If There Is No Snow Per 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| If Your Wintersports Equipment Is Delayed By 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| Delayed Ski Equipment Per 24 Hours | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| Go On Your Trip And Unable To Get a Refund For Your Pre-Paid Ski Pack | £250 (£50) | £250 (£50) | £250 (£50) |
| Gadget Extension | |||
| If Your Gadget Is Accidentally Lost, Stolen Or Damaged | £1,000 (£75) | £1,000 (£75) | £1,000 (£75) |
| Unauthorised Calls | £1,000 (£75) | £1,000 (£75) | £1,000 (£75) |
| Loss Or Theft Of Your E-Wallet | £500 (Nil) | £500 (Nil) | £500 (Nil) |
| Cruise Extension | £300 (Nil) | £300 (Nil) | £300 (Nil) |
| Cabin Confinement Benefit | £500 (Nil) | £500 (Nil) | £500 (Nil) |
| If You Cannot Use Your Pre-Paid Shore Excursion | £500 (Nil) | £500 (Nil) | £500 (Nil) |
| Cabin Confinement Benefit Per Day | £50 (Nil) | £50 (Nil) | £50 (Nil) |
| If Your Cruise Itinerary Is Changed | £500 (Nil) | £500 (Nil) | £500 (Nil) |
| Itinerary Changed per port | £100 (Nil) | £100 (Nil) | £100 (Nil) |
| Policy Options | |||
| Policy Documents | |||
| Basic | Standard | Premier | |
| Get A Quote Policy Wording | Get A Quote Policy Wording | Get A Quote Policy Wording |
Please scroll to view all available products
| Cover | Longstay |
|---|---|
| Get A Quote Policy Wording | |
| Benefit per person | Cover (Excess) |
| If You Are Unable To Go On Your Trip | £1,250 (£75) |
| If Your Departure Is Delayed By 12 Hours Or More | £150 (Nil) |
| For Each Additional 12 Hours | £10 (Nil) |
| If You Choose To Cancel After a 24 Hour Delay | £1,250 (£75) |
| If You Miss Your Outbound Departure | £500 (Nil) |
| If You Miss Your Outbound Connection | £500 (Nil) |
| If You Need Emergency Medical Attention | £5,000,000 (£75) |
| Public Hospital Inconvenience Benefit | £300 (Nil) |
| Public Hospital Inconvenience Benefit Per 24 Hours | £20 (Nil) |
| If You Need To Come Home Early | £500 (£75) |
| If Your Possessions Are Lost, Stolen Or Damaged | £1,000 (£75) |
| Clothes & Footwear | £750 (£75) |
| Cosmetics & Toiletries | £100 (£75) |
| Luggage | £75 (£75) |
| Luggage | £150 (£75) |
| Jewellery & Watches | £150 (£75) |
| Eyewear | £75 (£75) |
| Electrical Items | £150 (£75) |
| Electrical Accessories | £50 (£75) |
| If Your Cash Is Lost Or Stolen On Your Trip | £150 (£75) |
| If Your Passport Is Lost Or Stolen On Your Trip | £150 (£75) |
| If You Are Mugged | £500 (Nil) |
| If You Are Mugged Per 24 Hours | £100 (Nil) |
| If You Are Hijacked | £500 (Nil) |
| If You Are Hijacked Per 24 Hours | £500 (Nil) |
| Personal Liability | £2,000,000 (£75) |
| Personal Accident | £15,000 (Nil) |
| If You Need Legal Advice | £15,000 (£75) |
| If You Cannot Use Your Pre-Booked Accommodation | £500 (£75) |
| Policy Options | |
| Policy Documents | |
| Longstay | |
| Get A Quote Policy Wording |
Please scroll to view all available products
| Cover | Backpacker |
|---|---|
| Get A Quote Policy Wording | |
| Benefit per person | Cover (Excess) |
| If You Are Unable To Go On Your Trip | £500 (£75) |
| If You Need Emergency Medical Attention | £3,000,000 (£75) |
| If You Need To Come Home Early | £500 (£75) |
| If Your Possessions Are Lost, Stolen Or Damaged | £500 (£75) |
| Clothes & Footwear | £300 (£75) |
| Cosmetics & Toiletries | £75 (£75) |
| Luggage | £150 (£75) |
| Jewellery & Watches | £50 (£75) |
| Eyewear | £50 (£75) |
| Electrical Items | £100 (£75) |
| Electrical Accessories | £50 (£75) |
| If Your Cash Is Lost Or Stolen On Your Trip | £150 (£75) |
| Personal Liability | £2,000,000 (£75) |
| Personal Accident | £15,000 (Nil) |
| If You Need Legal Advice | £15,000 (£75) |
| Policy Options | |
| Policy Documents | |
| Backpacker | |
| Get A Quote Policy Wording |
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