Cover Levels
Please scroll to view all available products
| Cover | Basic | Standard | Premier | Diamond |
|---|---|---|---|---|
| Get A QuotePolicy Wording | Get A QuotePolicy Wording | Get A QuotePolicy Wording | Get A QuotePolicy Wording | |
| COVID Cover | Included - please click here for more information | Included - please click here for more information | Included - please click here for more information | Included - please click here for more information |
| Benefit per person | Cover (Excess) | Cover (Excess) | Cover (Excess) | Cover (Excess) |
| Max days per trip - Multi Trip Policies Only | 31 days per trip | 31 days per trip | 31 days per trip | 45 days per trip |
| Cancellation - If you are unable to go on your trip | £1,500 (£149) | £2,500 (£99) | £5,000 (£75) | £5,000 (Nil) |
| If your end supplier fails financially before you go on your trip | No Cover | No Cover | £3,000 (Nil) | £3,000 (Nil) |
| If your departure is delayed per 12 hours | £10 (Nil) | £20 (Nil) | £20 (Nil) | £75 (Nil) |
| If your departure is delayed Maximum | £150 (Nil) | £160 (Nil) | £300 (Nil) | £750 (Nil) |
| If you choose to abandon your travel plans | £1,500 (£149) | £2,500 (£99) | £5,000 (£75) | £5,000 (Nil) |
| If you miss your departure | £250 (£149) | £500 (£99) | £1,000 (£75) | £1,500 (Nil) |
| If you miss your connection | £250 (£149) | £500 (£99) | £500 (£75) | £1,500 (Nil) |
| If a major incident happens while you are away - accommodation | No Cover | £1,000 (£99) | £1,000 (£75) | £1,000 (Nil) |
| If you have to cut your trip short | £1,500 (£149) | £2,500 (£99) | £5,000 (£75) | £5,000 (Nil) |
| If your end supplier fails financially while you are away | No Cover | No Cover | £3,000 (Nil) | £3,000 (Nil) |
| If you need emergency medical treatment abroad | £10,000,000 (£149) | £10,000,000 (£99) | £10,000,000 (£75) | £10,000,000 (Nil) |
| If you need to be brought home | £10,000,000 (£149) | £10,000,000 (£99) | £10,000,000 (£75) | £10,000,000 (Nil) |
| Additional accommodation or travelling expenses (medical) | £10,000,000 (£149) | £10,000,000 (£99) | £10,000,000 (£75) | £10,000,000 (Nil) |
| If you are buried or cremated abroad | £3,000 (Nil) | £3,000 (Nil) | £3,000 (Nil) | £5,000 (Nil) |
| If your body or ashes need to be brought home | £25,000 (£Nil) | £25,000 (Nil) | £25,000 (£Nil) | £25,000 (Nil) |
| If you are admitted to a public hospital or confined to your trip accommodation - per 24 hours | £25 (Nil) | £25 (Nil) | £25 (Nil) | £50 (Nil) |
| If you are admitted to a public hospital or confined to your trip accommodation - maximum | £500 (Nil) | £500 (Nil) | £500 (Nil) | £1,000 (Nil) |
| If your checked-in baggage is delayed | £100 (Nil) | £150 (Nil) | £150 (Nil) | £300 (Nil) |
| If your valuables are lost, stolen or accidentally damaged | £300 (£149) | £300 (£99) | £500 (£75) | £750 (Nil) |
| If your other possessions are lost, stolen or accidentally damaged | £1,000 (£149) | £1,500 (£99) | £2,000 (£75) | £4,000 (Nil) |
| If your gadgets are lost, stolen or accidentally damaged | No Cover | No Cover | £1,000 (£75) | £3,000 (Nil) |
| If your mobility equipment is lost, stolen or accidentally damaged | £5,000 (149) | £5,000 (£99) | £5,000 (£75) | £5,000 (Nil) |
| If you need to hire replacement mobility equipment | £1,000 (£149) | £1,000 (£99) | £1,000 (£75) | £1,000 (Nil) |
| If your cash is lost or stolen | £250 (£149) | £300 (£99) | £300 (£75) | £750 (Nil) |
| If you need emergency travel documents | £150 (Nil) | £200 (Nil) | £300 (Nil) | £600 (Nil) |
| If you are killed, injured or disabled following an accident | £5,000 (Nil) | £150,000 (Nil) | 250,000 (Nil) | £300,000 (Nil) |
| If you are held liable for injury or damage | £2,000,000 (£149) | £2,000,000 (£99) | £2,000,000 (£75) | £2,000,000 (Nil) |
| If you need legal advice | £7,500 (£149) | £15,000 (£99) | £50,000 (£75) | £50,000 (Nil) |
| Extensions | ||||
| Winter sports Extension | ||||
| If you are unable to use your pre-paid ski pack per 24 hours | £15 (Nil) | £15 (Nil) | £15 (Nil) | £15 (Nil) |
| If you are unable to use your pre-paid ski pack maximum | £150 (Nil) | £150 (Nil) | £150 (Nil) | £150 (Nil) |
| If your winter sports equipment is lost, stolen or accidentally damaged (£150 SAL) | £300 (as per your main policy) | £300 (as per your main policy) | £300 (as per your main policy) | £300 (as per your main policy) |
| If your winter sports equipment is lost, stolen or accidentally damaged - Hire due to damage | £100 (Nil) | £100 (Nil) | £100 (Nil) | £100 (Nil) |
| If your winter sports equipment is delayed per 24 hours | £10 (Nil) | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| If your winter sports equipment is delayed maximum | £100 (Nil) | £100 (Nil) | £100 (Nil) | £100 (Nil) |
| If your hired winter sports equipment is lost, stolen or accidentally damaged (£150 SAL) | £300 (as per your main policy) | £300 (as per your main policy) | £300 (as per your main policy) | £300 (as per your main policy) |
| If an avalanche occurs per 24 hours | £10 (Nil) | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| If an avalanche occurs maximum | £100 (Nil) | £100 (Nil) | £100 (Nil) | £100 (Nil) |
| If you ski resort is closed per 24 hours | £10 (Nil) | £10 (Nil) | £10 (Nil) | £10 (Nil) |
| If you ski resort is closed maximum | £100 (Nil) | £100 (Nil) | £100 (Nil) | £100 (Nil) |
| Get A QuotePolicy Wording | Get A QuotePolicy Wording | Get A QuotePolicy Wording | Get A QuotePolicy Wording |
Please scroll to view all available products
| Cover | Backpacker Basic | Backpacker Standard |
|---|---|---|
| Get A QuotePolicy Wording | Get A QuotePolicy Wording | |
| Benefit per person | Cover (Excess) | Cover (Excess) |
| If you are unable to go on your trip | £500 (£75) | £1,250 (£75) |
| If your end supplier fails financially before you leave home | No Cover | No Cover |
| If you are delayed - per 12 hours | No Cover | £10 (Nil) |
| If you are delayed - maximum | No Cover | £150 (Nil) |
| If you decide to abandon your travel plans | No Cover | £1,250 (£75) |
| If you miss your departure | No Cover | £500 (£75) |
| If you miss your connection | No Cover | £500 (£75) |
| If a major incident happens while you are away - accommodation | No Cover | No Cover |
| If you have to cut short your trip | £500 (£75) | £1,250 (£75) |
| If your end supplier fails financially while you are away | No Cover | No Cover |
| If you need emergency medical treatment abroad | £3,000,000 (£75) | £5,000,000 (£75) |
| If you need to be brought home | £3,000,000 (£75) | £5,000,000 (£75) |
| Additional accommodation and travelling expenses (medical) | £3,000,000 (£75) | £5,000,000 (£75) |
| If you are buried or cremated abroad | £3,000 (Nil) | £3,000 (Nil) |
| If your body or ashes need to be brought home | £25,000 (Nil) | £25,000 (Nil) |
| If you are admitted to a public hospital or confined to your trip accommodation - per 24 hours | £20 (Nil) | £20 (Nil) |
| If you are admitted to a public hospital or confined to your trip accommodation - maximum | £300 (Nil) | £300 (Nil) |
| If your checked-in baggage is delayed | £100 (Nil) | £150 (Nil) |
| If your valuables are lost, stolen or accidentally damaged | No Cover | £300 (£75) |
| If your other possessions are lost, stolen or accidentally damaged | £1,000 (£75) | £1,000 (£75) |
| If your gadgets are lost, stolen or accidentally damanged | No Cover | No Cover |
| If your mobility equipment is lost, stolen or accidentally damaged | No Cover | No Cover |
| If you need to hire replacement mobility equipment | No Cover | No Cover |
| If your cash is lost or stolen | £150 (£75) | £150 (Nil) |
| If you need emergency travel documents | £150 (Nil) | £75 (Nil) |
| If you are killed, injured or disabled following an accident | £5,000 (Nil) | £150,000 (Nil) |
| If you are held legally liable for injury or damage | £2,000,000 (£75) | £2,000,000 (£75) |
| If you need legal advice | £7,500 (£75) | £10,000 (£75) |
| Get A QuotePolicy Wording | Get A QuotePolicy Wording |
Please scroll to view all available products
| Cover | Wintersports Basic | Wintersports Standard |
|---|---|---|
| If you are unable to go on your trip | £1,500 (£149) | £2,500 (£99) |
| If your end supplier fails financially before you leave home | No Cover | No Cover |
| If you are delayed - per 12 hours | £10 (Nil) | £20 (Nil) |
| If you are delayed - maximum | £150 (Nil) | £160 (Nil) |
| If you decide to abandon your travel plans | £1,500 (£149) | £2,500 (£99) |
| If you miss your departure | £250 (£149) | £500 (£99) |
| If you miss your connection | £250 (£149) | £500 (£99) |
| If a major incident happens while you are away - accommodation | No Cover | £1,000 (£99) |
| If you have to cut short your trip | £1,500 (£149) | £2,500 (£99) |
| If your end supplier fails financially while you are away | No Cover | No Cover |
| If you need emergency medical treatment abroad | £10,000,000 (£149) | £10,000,000 (£99) |
| If you need to be brought home | £10,000,000 (£149) | £10,000,000 (£99) |
| Additional accommodation and travelling expenses | £10,000,000 (£149) | £10,000,000 (£99) |
| If you are buried or cremated abroad | £3,000 (Nil) | £3,000 (Nil) |
| If your body or ashes need to be brought home | £25,000 (Nil) | £25,000 (Nil) |
| If you are admitted to a public hospital or confined to your trip accommodation - per 24 hours | £25 (Nil) | £25 (Nil) |
| If you are admitted to a public hospital or confined to your trip accommodation - maximum | £500 (Nil) | £500 (Nil) |
| If your checked-in baggage is delayed | £100 (Nil) | £150 (Nil) |
| If your valuables are lost, stolen or accidentally damaged | £300 (£149) | £300 (£99) |
| If your other possessions are lost, stolen or accidentally damaged | £1,000 (£149) | £1,500 (£99) |
| If your gadgets are lost, stolen or accidentally damaged | No Cover | No Cover |
| If your mobility equipment is lost, stolen or accidentally damaged | £5,000 (£149) | £5,000 (£99) |
| If your cash is lost or stolen | £250 (£149) | £300 (£99) |
| If you need emergency travel documents | £150 (Nil) | £200 (Nil) |
| If you are killed, injured or disabled following an accident | £5,000 (Nil) | £150,000 (Nil) |
| If you are held legally liable for injury or damage | £2,000,000 (£149) | £2,000,000 (£99) |
| If you are held legally liable for injury or damage | £2,000,000 (£149) | £2,000,000 (£99) |
| If you need legal advice | £7,500 (£149) | £15,000 (£99) |
| If your ski resort is closed - per 24 hours | £100 (Nil) | £100 (Nil) |
| If your ski resort is closed - maximum | £1,000 (Nil) | £1,000 (Nil) |
| If you are unable to use your pre-paid ski pack | £1,500 (£149) | £2,500 (£99) |
| If you need to hire winter sports equipment | £500 (£149) | £500 (£99) |
| If your owned or hired winter sports equipment is lost, stolen or accidentally damaged | £750 (£149) | £1,000 (£99) |
| If your ski pass is lost or stolen | £250 (£149) | £250 (£99) |
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