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  • 14 Day Cooling Off Period

Cover Levels

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CoverBasicStandardPremier
Get A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy Wording
Benefit per personCover (Excess)Cover (Excess)Cover (Excess)
If You Are Unable To Go On Your Trip£1,500 (£200)£2,500 (£100)£5,000 (£75)
If Your End Supplier Fails Occurs Before You Travel£0 (Nil)£0 (Nil)£3,000 (£75)
If Your Departure Is Delayed By 12 Hours Or More£150 (Nil)£150 (Nil)£300 (Nil)
For Each Additional 12 Hours£10 (Nil)£10 (Nil)£20 (Nil)
If You Choose To Cancel After a 24 Hour Delay£1,500 (£200)£2,500 (£100)£5,000 (£75)
If You Miss Your Outbound Departure£250 (Nil)£500 (Nil)£1,000 (Nil)
If You Miss Your Outbound Connection£0 (Nil)£500 (Nil)£500 (Nil)
If You Need Emergency Medical Attention£10,000,000 (£200)£10,000,000 (£100)£10,000,000 (£75)
Public Hospital Inconvenience Benefit£0 (Nil)£250 (Nil)£250 (Nil)
Public Hospital Inconvenience Benefit Per 24 Hours£0 (Nil)£25 (Nil)£25 (Nil)
Emergency Replacement Of Prescribed Medication£250 (Nil)£750 (Nil)£750 (Nil)
Mobility And Disability Equipment£0 (Nil)£5,000 (Nil)£5,000 (Nil)
If You Need To Come Home Early£1,500 (£200)£2,500 (£100)£5,000 (£75)
If Your Possessions Are Lost, Stolen Or Damaged£1,000 (£100)£1,500 (£100)£2,000 (£75)
Clothes & Footwear£500 (£200)£750 (£100)£1,000 (£75)
Cosmetics & Toiletries£50 (£200)£100 (£100)£150 (£75)
Luggage£50 (£200)£75 (£100)£100 (£75)
Jewellery & Watches£50 (£200)£150 (£100)£250 (£75)
Eyewear£50 (£200)£75 (£100)£100 (£75)
Electrical Items£100 (£200)£200 (£100)£300 (£75)
Electrical Accessories£50 (£200)£150 (£100)£150 (£75)
Child Safety Equipment£100 (£200)£200 (£100)£200 (£75)
If Your Possessions Are Delayed By 12 Hours£0 (Nil)£100 (Nil)£150 (£Nil)
If Your Cash Is Lost Or Stolen On Your Trip£250 (£100)£250 (£100)£250 (£75)
If Your Passport Is Lost Or Stolen On Your Trip£0 (Nil)£150 (Nil)£250 (Nil)
If You Are Mugged£100 (Nil)£500 (Nil)£1,000 (Nil)
If You Are Mugged Per 24 Hours£10 (Nil)£100 (Nil)£100 (Nil)
If You Are Hijacked£100 (Nil)£500 (Nil)£1,000 (Nil)
If You Are Hijacked Per 24 Hours£10 (Nil)£100 (Nil)£100 (Nil)
Personal Liability£2,000,000 (£200)£2,000,000 (£100)£2,000,000 (£100)
Personal Accident£5,000 (Nil)£15,000 (Nil)£25,000 (Nil)
If You Need Legal Advice£5,000 (£200)£15,000 (£100)£50,000 (£75)
If A Force Majeure Event Occurs While You Are Away£0 (Nil)£0 (Nil)£1,000 (£75)
If Your Return Flight Is Delayed Due To Air Rage£0 (Nil)£750 (£100)£1,000 (£75)
Pet Care£0 (Nil)£300 (Nil)£300 (Nil)
Pet Care Per 24 Hours£0 (Nil)£25 (Nil)£25 (Nil)
If Your Gadget Is Lost, Stolen Or Damaged£0 (Nil)£0 (Nil)£1,000 (£75)
If Your End Supplier Fails While You Are Away£0 (Nil)£0 (Nil)£1,000 (£75)
Extensions
Winter sports Extension
If Your Wintersports Equipment Is Lost, Stolen Or Damaged£250 (£50)£250 (£50)£250 (£50)
If Your Hired Wintersports Equipment Is Lost, Stolen Or Damaged£250 (£50)£250 (£50)£250 (£50)
If You Are Unable To Use Your Pre-Paid Ski Pack£150 (£50)£150 (£50)£150 (£50)
Ski Equipment Single Article Limit£150 (£50)£150 (£50)£150 (£50)
Ski Pack Per 24 Hours£15 (Nil)£15 (Nil)£15 (Nil)
If An Avalanche Occurs£150 (Nil)£150 (Nil)£150 (Nil)
Avalanche Closure Per 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
If There Is No Snow£150 (Nil)£150 (Nil)£150 (Nil)
If There Is No Snow Per 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
If Your Wintersports Equipment Is Delayed By 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
Delayed Ski Equipment Per 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
Go On Your Trip And Unable To Get a Refund For Your Pre-Paid Ski Pack£250 (£50)£250 (£50)£250 (£50)
Cruise Extension
Cabin Confinement Benefit £300 (Nil)£300 (Nil)£300 (Nil)
If You Cannot Use Your Pre-Paid Shore Excursion£500 (Nil)£500 (Nil)£500 (Nil)
Cabin Confinement Benefit Per Day£50 (Nil)£50 (Nil)£50 (Nil)
If Your Cruise Itinerary Is Changed£500 (Nil)£500 (Nil)£500 (Nil)
Itinerary Changed per port£100 (Nil)£100 (Nil)£100 (Nil)
Gadget Extension
If Your Gadget Is Accidentally Lost, Stolen Or Damaged£1,000 (£75)£1,000 (£75)£1,000 (£75)
Unauthorised Calls£1,000 (£75)£1,000 (£75)£1,000 (£75)
Loss Or Theft Of Your E-Wallet£500 (Nil)£500 (Nil)£500 (Nil)
Carers Extension
Cancellation extensionAs stated on your chosen cover lever i.e. Basic, Standard or Premier.As stated on your chosen cover lever i.e. Basic, Standard or Premier.As stated on your chosen cover lever i.e. Basic, Standard or Premier.
Curtailment extensionAs stated on your chosen cover lever i.e. Basic, Standard or Premier.As stated on your chosen cover lever i.e. Basic, Standard or Premier.As stated on your chosen cover lever i.e. Basic, Standard or Premier.
Policy Options
Waiver
Excess Waiver£0 Excess£0 Excess£0 Excess
Policy Documents
Post Policy Documents£5£5£5
BasicStandardPremier
Get A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy Wording

Please scroll to view all available products

CoverBasicStandardPremier
Get A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy Wording
Benefit per personCover (Excess)Cover (Excess)Cover (Excess)
If You Are Unable To Go On Your Trip£1,500 (£200)£2,500 (£100)£5,000 (£75)
If Your End Supplier Fails Occurs Before You Travel£0 (Nil)£0 (Nil)£3,000 (Nil)
If Your Departure Is Delayed By 12 Hours Or More£150 (Nil)£150 (Nil)£300 (Nil)
For Each Additional 12 Hours£10 (Nil)£10 (Nil)£20 (Nil)
If You Choose To Cancel After a 24 Hour Delay£1,500 (£200)£2,500 (£100)£5,000 (£75)
If You Miss Your Outbound Departure£250 (Nil)£500 (Nil)£1,000 (Nil)
If You Miss Your Outbound Connection£0 (Nil)£500 (Nil)£500 (Nil)
If You Need Emergency Medical Attention£10,000,000 (£200)£10,000,000 (£100)£10,000,000 (£75)
Public Hospital Inconvenience Benefit£0 (Nil)£250 (Nil)£250 (Nil)
Public Hospital Inconvenience Benefit Per 24 Hours£0 (Nil)£25 (Nil)£25 (Nil)
Emergency Replacement Of Prescribed Medication£250 (Nil)£750 (Nil)£750 (Nil)
Mobility And Disability Equipment£0 (Nil)£5,000 (Nil)£5,000 (Nil)
If You Need To Come Home Early£1,500 (£200)£2,500 (£100)£5,000 (£75)
If Your Possessions Are Lost, Stolen Or Damaged£1,000 (£100)£1,500 (£100)£2,000 (£75)
Clothes & Footwear£500 (£200)£750 (£100)£1,000 (£75)
Cosmetics & Toiletries£50 (£200)£100 (£100)£150 (£75)
Luggage£50 (£200)£75 (£100)£100 (£75)
Jewellery & Watches£50 (£200)£150 (£100)£250 (£75)
Eyewear£50 (£200)£75 (£100)£100 (£75)
Electrical Items£100 (£200)£200 (£100)£300 (£75)
Electrical Accessories£50 (£200)£150 (£100)£150 (£75)
Child Safety Equipment£100 (£200)£200 (£100)£200 (£75)
If Your Possessions Are Delayed By 12 Hours£0 (Nil)£100 (Nil)£150 (Nil)
If Your Cash Is Lost Or Stolen On Your Trip£250 (£100)£250 (£100)£250 (£75)
If Your Passport Is Lost Or Stolen On Your Trip£0 (Nil)£150 (Nil)£250 (Nil)
If You Are Mugged£100 (Nil)£500 (Nil)£1,000 (Nil)
If You Are Mugged Per 24 Hours£10 (Nil)£100 (Nil)£200 (Nil)
If You Are Hijacked£100 (Nil)£500 (Nil)£1,000 (Nil)
If You Are Hijacked Per 24 Hours£10 (Nil)£100 (Nil)£100 (Nil)
Personal Liability£2,000,000 (£200)£2,000,000 (£100)£2,000,000 (£75)
Personal Accident£5,000 (Nil)£15,000 (Nil)£25,000 (Nil)
If You Need Legal Advice£15,000 (£200)£5,000 (£100)£50,000(£75)
If A Force Majeure Event Occurs While You Are Away£0 (Nil)£0 (Nil)£1,000(£75)
If Your Return Flight Is Delayed Due To Air Rage£0 (Nil)£750 (£100)£1,000 (£75)
Pet Care£0 (Nil)£300 (Nil)£300 (Nil)
Pet Care Per 24 Hours£0 (Nil)£25 (Nil)£25 (Nil)
If Your Gadget Is Lost, Stolen Or Damaged£0 (Nil)£0 (Nil)£1,000 (£75)
If Your End Supplier Fails While You Are Away£0 (Nil)£0 (Nil)£1,000 (£75)
Extensions
Winter sports Extension
If Your Wintersports Equipment Is Lost, Stolen Or Damaged£250 (£50)£250 (£50)£250 (£50)
If Your Hired Wintersports Equipment Is Lost, Stolen Or Damaged£250 (£50)£250 (£50)£250 (£50)
If You Are Unable To Use Your Pre-Paid Ski Pack£150 (£50)£150 (£50)£150 (£50)
Ski Equipment Single Article Limit£150 (£50)£150 (£50)£150 (£50)
Ski Pack Per 24 Hours£15 (Nil)£15 (Nil)£15 (Nil)
If An Avalanche Occurs£150 (Nil)£150 (Nil)£150 (Nil)
Avalanche Closure Per 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
If There Is No Snow£150 (Nil)£150 (Nil)£150 (Nil)
If There Is No Snow Per 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
If Your Wintersports Equipment Is Delayed By 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
Delayed Ski Equipment Per 24 Hours£10 (Nil)£10 (Nil)£10 (Nil)
Go On Your Trip And Unable To Get a Refund For Your Pre-Paid Ski Pack£250 (£50)£250 (£50)£250 (£50)
Gadget Extension
If Your Gadget Is Accidentally Lost, Stolen Or Damaged£1,000 (£75)£1,000 (£75)£1,000 (£75)
Unauthorised Calls£1,000 (£75)£1,000 (£75)£1,000 (£75)
Loss Or Theft Of Your E-Wallet£500 (Nil)£500 (Nil)£500 (Nil)
Cruise Extension£300 (Nil)£300 (Nil)£300 (Nil)
Cabin Confinement Benefit£500 (Nil)£500 (Nil)£500 (Nil)
If You Cannot Use Your Pre-Paid Shore Excursion£500 (Nil)£500 (Nil)£500 (Nil)
Cabin Confinement Benefit Per Day£50 (Nil)£50 (Nil)£50 (Nil)
If Your Cruise Itinerary Is Changed£500 (Nil)£500 (Nil)£500 (Nil)
Itinerary Changed per port£100 (Nil)£100 (Nil)£100 (Nil)
Policy Options
Policy Documents
Post Policy Documents£5£5£5
BasicStandardPremier
Get A Quote Policy WordingGet A Quote Policy WordingGet A Quote Policy Wording

Please scroll to view all available products

CoverLongstay
Get A Quote Policy Wording
Benefit per personCover (Excess)
If You Are Unable To Go On Your Trip£1,250 (£75)
If Your Departure Is Delayed By 12 Hours Or More£150 (Nil)
For Each Additional 12 Hours£10 (Nil)
If You Choose To Cancel After a 24 Hour Delay£1,250 (£75)
If You Miss Your Outbound Departure£500 (Nil)
If You Miss Your Outbound Connection£500 (Nil)
If You Need Emergency Medical Attention£50,000 (£75)
Public Hospital Inconvenience Benefit£300 (Nil)
Public Hospital Inconvenience Benefit Per 24 Hours£20 (Nil)
If You Need To Come Home Early£500 (£75)
If Your Possessions Are Lost, Stolen Or Damaged£1,000 (£75)
Clothes & Footwear£750 (£75)
Cosmetics & Toiletries£100 (£75)
Luggage£75 (£75)
Luggage£150 (£75)
Jewellery & Watches£150 (£75)
Eyewear£75 (£75)
Electrical Items£150 (£75)
Electrical Accessories£50 (£75)
If Your Cash Is Lost Or Stolen On Your Trip£150 (£75)
If Your Passport Is Lost Or Stolen On Your Trip£150 (£75)
If You Are Mugged£500 (Nil)
If You Are Mugged Per 24 Hours£100 (Nil)
If You Are Hijacked£500 (Nil)
If You Are Hijacked Per 24 Hours£500 (Nil)
Personal Liability£2,000,000 (£75)
Personal Accident£15,000 (Nil)
If You Need Legal Advice£15,000 (£75)
If You Cannot Use Your Pre-Booked Accommodation£500 (£75)
Policy Options
Policy Documents
Post Policy Documents£5
Longstay
Get A Quote Policy Wording

Please scroll to view all available products

CoverBackpacker
Get A Quote Policy Wording
Benefit per personCover (Excess)
If You Are Unable To Go On Your Trip£500 (£75)
If You Need Emergency Medical Attention£3,000,000 (£75)
If You Need To Come Home Early£500 (£75)
If Your Possessions Are Lost, Stolen Or Damaged£500 (£75)
Clothes & Footwear£300 (£75)
Cosmetics & Toiletries£75 (£75)
Luggage£150 (£75)
Jewellery & Watches£50 (£75)
Eyewear£50 (£75)
Electrical Items£100 (£75)
Electrical Accessories£50 (£75)
If Your Cash Is Lost Or Stolen On Your Trip£150 (£75)
Personal Liability£2,000,000 (£75)
Personal Accident£15,000 (Nil)
If You Need Legal Advice£15,000 (£75)
Policy Options
Policy Documents
Post Policy Documents£5
Backpacker
Get A Quote Policy Wording

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