Below, we have compared the Get Going and Holidaysafe products, so you can see how they measure up.
Cover | GG Basic | HS Standard | GG Standard | HS Premier | GG Premier | GG Diamond | HS Premier Plus | HS Platinum |
---|---|---|---|---|---|---|---|---|
Excess | 149 | 100 | 99 | 60 | 75 | 0 | 40 | 0 |
If you are unable to go on your trip | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If you are delayed - per 12 hours | 10 | 10 | 30 | 30 | 50 | 75 | 30 | 50 |
If you are delayed - maximum | 150 | 150 | 300 | 300 | 500 | 750 | 300 | 500 |
Additional transport costs outside the UK | 250 | 300 | 300 | 400 | 400 | 500 | 400 | 500 |
If you decide to abandon your travel plans | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If you miss your departure | 250 | 500 | 500 | 1000 | 1000 | 1500 | 1000 | 1500 |
If you miss your connection | 250 | 500 | 500 | 1000 | 1000 | 1500 | 1000 | 1500 |
If a major incident happens while you are away - accommodation | 0 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 |
If a major incident happens while you are away - medication | 0 | 150 | 150 | 150 | 150 | 150 | 150 | 150 |
If you have to cut short your trip | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If you need emergency medical treatment abroad | 10000000 | 5000000 | 10000000 | 10000000 | 10000000 | 10000000 | 10000000 | 10000000 |
Lost or stolen prescription medication | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 |
If you are buried or cremated abroad | 3000 | 2000 | 3000 | 5000 | 3000 | 5000 | 5000 | 5000 |
If your body or ashes need to be brought home | 25000 | 25000 | 25000 | 25000 | 25000 | 25000 | 25000 | 50000 |
If you are admitted to a public hospital or confined to your trip accommodation - per 24 hours | 25 | 20 | 25 | 50 | 25 | 50 | 50 | 50 |
If you are admitted to a public hospital or confined to your trip accommodation - maximum | 500 | 400 | 500 | 1000 | 500 | 1000 | 1000 | 1500 |
If your checked-in baggage is delayed | 100 | 100 | 150 | 150 | 150 | 300 | 150 | 350 |
If your possessions are lost, stolen or accidentally damaged | 1000 | 1000 | 1500 | 1500 | 2000 | 4000 | 2000 | 5000 |
If your valuables are lost, stolen or accidentally damaged | 300 | 1000 | 300 | 1000 | 500 | 750 | 1000 | 1000 |
Valuables - Single item limit | 200 | 250 | 200 | 250 | 250 | 250 | 250 | 500 |
If your gadgets are lost, stolen or accidentally damaged | 0 | 1000 | 500 | 2000 | 1000 | 3000 | 2000 | 3000 |
If your mobility equipment is lost, stolen or accidentally damaged | 5000 | 0 | 5000 | 0 | 5000 | 5000 | 0 | 0 |
If you need to hire replacement mobility equipment | 1000 | 0 | 1000 | 0 | 1000 | 1000 | 0 | 0 |
If your cash is lost or stolen | 250 | 250 | 300 | 500 | 300 | 750 | 500 | 500 |
If you need emergency travel documents | 150 | 200 | 200 | 400 | 300 | 600 | 400 | 500 |
If you are killed, injured or disabled following an accident | 5000 | 5000 | 15000 | 30000 | 25000 | 30000 | 30000 | 70000 |
if you are held legally liable for injury or damage | 2000000 | 1000000 | 2000000 | 2000000 | 2000000 | 2000000 | 2000000 | 2000000 |
if you need legal advice | 7500 | 10000 | 15000 | 50000 | 50000 | 50000 | 50000 | 100000 |
Optional Add-On: Golf Extension | ||||||||
If you need to hire golf equipment | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 |
If your owned or hired golf equipment is lost, stolen or accidentally damaged | 3000 | 3000 | 3000 | 3000 | 3000 | 3000 | 3000 | 3000 |
Single item limit | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 |
If your are unable to play golf | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 |
If you get a hole in one | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 |
Optional Add-On: Cruise Extension | ||||||||
If you miss your sailing | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 |
If you are confined to your cabin - per 24 hours | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 |
If you are confined to your cabin - maximum | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 |
If you are unable to use your pre-paid excursions | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If your ship's itinerary changes - per port | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 |
If your ship's itinerary changes - maximum | 1500 | 1500 | 1500 | 1500 | 1500 | 1500 | 1500 | 1500 |
If your formal cruise attire is delayed | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 |
If your formal cruise attire is lost, stolen or accidentally damaged | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 |
Single Item Limit | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 |
Optional Add-On: Large Scale Events | ||||||||
If you are unable to go on your trip | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If you are delayed - per 12 hours | 10 | 10 | 30 | 30 | 50 | 75 | 30 | 50 |
If you are delayed - maximum | 150 | 150 | 300 | 300 | 500 | 750 | 300 | 500 |
If you decide to abandon your travel plans | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If you miss your departure | 250 | 500 | 500 | 1000 | 1000 | 1500 | 1000 | 1500 |
If you miss your connection | 250 | 500 | 500 | 1000 | 1000 | 1500 | 1000 | 1500 |
If you miss your connection daily benefit - per 24 hours | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 |
If you miss your connection daily benefit - maximum | 400 | 400 | 400 | 400 | 400 | 400 | 400 | 400 |
If you have to cut short your trip | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If a major incident happens while you are away - accommodation | 0 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 |
If a major incident happens while you are away - medication | 0 | 150 | 150 | 150 | 150 | 150 | 150 | 150 |
Optional Add-On: COVID-19 Extension | ||||||||
If you are unable to go on your trip | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If you miss your departure | 250 | 500 | 500 | 1000 | 1000 | 1500 | 1000 | 1500 |
If you miss your connection | 250 | 500 | 500 | 1000 | 1000 | 1500 | 1000 | 1500 |
If you miss your connection daily benefit - per 24 hours | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 |
If you miss your connection daily benefit - maximum | 400 | 400 | 400 | 400 | 400 | 400 | 400 | 400 |
If you have to cut short your trip | 1500 | 1500 | 2500 | 3000 | 4000 | 5000 | 5000 | 7500 |
If you have to stay in mandatory quarantine accommodation | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 | 1000 |
If you travel to a country where the FCDO advise against all but essential travel | 10000000 | 5000000 | 10000000 | 10000000 | 10000000 | 10000000 | 10000000 | 10000000 |