Diabetes is a very common medical condition in the UK⁹ with more than 4.9 million people living with the condition and 13.6 million people at increased risk of developing type 2 diabetes¹. In fact, Diabetes UK predict that if nothing changes, by 2030, 5.5 million people in the UK will be living with diabetes¹!
However, having diabetes shouldn’t stop you from enjoying a well-deserved break. So, as long as your condition is well managed, under-control, and declared during the travel insurance quote process, there’s no reason why you can’t sit back and relax somewhere warm overseas (or whatever your idea of a holiday is!). To make sure that you can look forward to jetting off with full protection, why not take out a specialist medical travel insurance quote with us? You can get a quote here.
Do I need to declare diabetes on my travel insurance?
Yes, you do. While it may not be common knowledge, it’s important that you declare any medical condition when taking out travel insurance cover. Much like all other medical conditions, you must declare your condition when purchasing a policy to make sure you have suitable travel insurance protection and cover in place, should the unexpected happen while you are away. If you don’t declare your full medical history and later need to submit a claim related to your condition, you may not be covered. You can declare your medical condition easily online by answering a few short questions about your general health when you get a quote, or by calling our friendly customer service team.
Travel insurance for people with type 1 and/or type 2 diabetes
There are several different types of diabetes: type 1, type 2, and other rarer types. Depending on which type of diabetes you have been diagnosed with, the impact of your condition may vary day-to-day. Depending on the severity of your condition/your symptoms, this could have an impact on your travel insurance. Regardless of whichever type of diabetes you’ve been diagnosed with, you will still need to let us (your travel insurance provider) know to ensure that we have the appropriate cover in place for you, if you do not declare any medical conditions, this may mean that you are no longer covered should you later need to submit a claim.
What do the different types of diabetes mean and how could this affect me when travelling?
Diabetes UK define type 1 diabetes as “a serious condition where your blood glucose (sugar) level is too high because your body can’t make a hormone called insulin” this happens because your body attacks your pancreatic cells that create insulin, meaning that you can’t produce any.
Diabetes UK define type 2 diabetes as “a serious condition where the insulin your pancreas makes can’t work properly, or your pancreas can’t make enough insulin. This means your blood glucose (sugar) levels keep rising”.
Both types of diabetes are serious and can cause high blood glucose levels which can lead to serious complications with your health. Therefore, regardless of which type you have, taking the right steps to manage it is crucial, that’s why it’s important to plan ahead when booking a trip abroad, make sure you declare your condition and get suitable travel insurance protection.
Although travelling with diabetes is unlikely to require medical treatment abroad, the changes to your usual routine, diet and climate differences could affect your blood glucose levels. If you have type 2 diabetes and high blood pressure, travelling can result in further complications, therefore, it is paramount that you declare these conditions when purchasing your travel insurance. By declaring your condition(s), you can travel with peace of mind knowing that if the unexpected were to happen before or during your trip, you have suitable cover in place.
What are the benefits of a Get Going travel insurance policy with diabetes cover?
Living with a medical condition like diabetes can come with its struggles, including finding the right travel insurance for you at an affordable price, and with the suitable level of protection that you need.
Our policies are designed to offer that top level of protection whilst giving you the assurance you need to set off on your adventures. Our travel insurance policies provide cover for:
|Benefits of a Get Going policy with diabetes cover|
|Up to £10 million medical expenses cover⁸|
|Standard COVID cover included on all policies³|
|Up to £5,000 cancellation cover⁴||Cover if your insulin or insulin pump is lost, stolen or damaged|
|Up to £5,000 if you have to cut your trip short⁴||Mobility and disability equipment covered|
|Up to £4,000 personal possessions cover⁵||Over 100 sports and activities included as standard|
- Exclusive discount available for at-home COVID tests
- Single trip policies available for staycations, so you can get covered for any trip within the UK providing it is for 3 days or more
- A 14-day cooling-off period on all policies, giving you time to read your documents thoroughly and ensure that the chosen policy is right for you
Why choose Get Going travel insurance with Diabetes cover?
- Rated ‘Excellent’ By Over 7,200 Customers!⁶
- Access to our 24/7 emergency medical assistance team
- 93% of our customers rated us 4 or 5 stars on Trustpilot⁶
- UK, Europe and Worldwide policies available
- Discounts available when buying cover online
- Discounts on Couples & Family policies
- FREE and SECURE Customer Area to access your policy details
Why Choose Get Going?
Over 1000 medical conditions considered
24/7 emergency medical assistance team
£10m cover for emergency medical expenses
91% of customers would recommend to a friend
Our top tips for travelling with diabetes:
Travelling with a diabetes diagnosis can sometimes require a little bit more planning than the usual traveller. Here are some tips for you to bear in mind when preparing for your next adventure:
- Note from the Doctor: Make sure that if you’re carrying insulin and syringes on the flight, you have a letter from you doctor and your ID to hand, just in case. That way, if you are stopped at border control as a result of the equipment you are carrying, you have all the evidence you need.
- Diabetic equipment: In 2017 an average of 5.5 bags per 1000 were lost or delayed – so make sure all diabetic equipment is packed in your hand luggage to avoid the risk of being without your kit when you land.
- Be careful with insulin pumps and CGMs: If you treat your diabetes with either a pump or a continuous glucose monitor (CGM), contact the airline prior to your flight (about 2 weeks before). Do not put this equipment through whole-body scanners or x-ray machines as this can cause damage. Any luggage that you check-in may go through X-ray machines as well, so if you do have diabetes, download a Medical Advice Awareness Card. This card includes information for airport security about your condition to clear up any confusion as to why you are carrying certain equipment with you.
- Blood glucose conversion chart: The most common measurement in the UK is mmol/L (millimoles per litre). However, if you’re visiting the USA or continental Europe, you’ll find typically blood glucose is measured in mg/dL (milligrams per 100 millilitres). It can all get very confusing, so we recommend using a conversion chart such as this one from Diabetes.co.uk, should you need it.
- Bring snacks: Make sure you have snacks readily available throughout your trip. Whether it’s for transportation, excursions, or days by the beach, no matter what it is that you are doing, have snacks to hand just to be on the safe side!
For further information about going on holiday with diabetes, please see the following resources:
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¹ Pricing based on an individual, aged 50, travelling to France, for 3 days, if purchased within 93 days of travelling on an Get Going Basic Single Trip policy. Prices correct as of 12/09/2023
² Based on independent research conducted by finder.com in 2020: https://www.finder.com/uk/travel-insurance-customer-satisfaction-awards.
³ For more information about our coronavirus cover, including what is covered as standard on our policies and what additional cover can be purchased, please visit this page
⁴ Under all our Premier & Diamond policies
⁵ Under all our Diamond policies
⁶ Based on Trustpilot data from 2022
⁸ Under all Get Going policies
⁹ Source: https://www.diabetes.org.uk/professionals/position-statements-reports/statistics, up-to-date as of December, 2022
*ƗPlease note, Get Going ‘s online prices automatically include a 15% discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium.
$Get Going has been rated 4.7 out of 5 (Excellent) based on over 7000 customer reviews on Trustpilot. Based on Trustpilot data 2023