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Everything you need to know about the traffic light system and what we cover

July 09, 2021

Travel restrictions have recently changed in the UK, in regards to international travel and the Coronavirus pandemic. In October 2021 the Foreign, Commonwealth & Development Office (FCDO) changed its advice for over 50 countries and territories, making the rest of the world accessible once more for travellers.

On the FCDO website, Foreign Secretary Liz Truss said: “These updates make travel abroad easier – boosting trade, tourism and reuniting friends and families. I am delighted that the safe reopening of travel allows people to exercise personal responsibility and visit more destinations across the globe” (Source).

The state of travel has been uncertain, and with the rules continuously changing we can understand how confusing it can be – and that’s before you even think about travel insurance! We wanted to offer some reassurance and share Get Going’s stance on our products with you, to give you that piece of mind as you plan your next holiday.

Post-Pandemic Travel Rules

The traffic light system has changed significantly, which should make booking your next trip away a lot easier. The confusing Amber and Green lists have officially been scrapped, and now many countries have been given the green light as ‘safe to visit’. The red list still remains, but it only includes a small number of countries which are deemed as ‘high risk’ for travellers.

Although travelling is now simpler, there are still restrictions in place, even if you’re travelling to a non-red country. Every country has different rules on entry in place, including the UK for coming home – whether you’ve been vaccinated or not, regulations could still apply. More information on each destination’s rules can be found on the Government’s website.

Generally speaking, vaccinated travellers need to book a day 2 Covid-19 PCR test before they fly and complete a locator form to be allowed entry back into the UK. The booking reference of your Covid-19 test will be added onto your locator form. For more information about travelling internationally, keep up to date with the new rules on the Government’s website.

Get Going’s COVID Cover

Providing you’re not travelling against the FDCO’s advice, all Get Going policies include:

For more information please visit our Coronavirus Travel Insurance page.

Full details of the cover available under each policy can be found in our policy documents.

Get Going customers should follow any advice from the FDCO and the local authorities of your destination in place at the time of travel and for the duration of your trip. Failure to comply with the FCDO advice could invalidate your policy.

All Get Going customers should be informed at point of sale that there is no cover under any of our policies for the costs associated with the following:

For policies issued after the 13th March 2020

–  Cancellation due to a change in FCDO advice caused by the pandemic.

– Denied entry to the country or territory they are due to travel to

– Having to quarantine or isolate when they return to the UK (this includes hotel quarantine costs)

– Having to purchase/pay for Covid-19 test

I am travelling to a Red country, what cover can I get?

Red list countries are considered unsafe and it has been advised not to visit them, unless it’s essential. Get Going will not provide any cover under any section of the policy to customers who are, or are planning on, travelling to countries or territories categorised as unsafe by the FCDO. This means no claims will be paid under any section of the policy for trips relating to ‘Red’ countries, including but not limited to ‘Cancellation, Curtailment and Medical Expenses’.

There are many rules and restrictions in place for any travel to red list countries, and it’s essential you’re aware of what you need to do, should you travel there or are looking to return to the UK. Currently, the rules for UK entry include taking a Covid-19 test 3 days prior to entering the UK, booking a quarantine hotel package which includes 2 Covid-19 tests and completing a passenger locator form. More information can be found on the Government website.

Information correct at the time of writing (and updated in October 2021). If our stance changes regarding travelling internationally and what we can and cannot cover, then the information above will reflect this and the policy wordings updated accordingly.

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