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Asthma Travel Insurance

Asthma is an incredibly common condition amongst both adults and children in the UK. As most asthma sufferers know, there is not just one type of asthma and the condition can range from incredibly mild to very severe.

We are able to provide asthma travel insurance using our quick and easy screening system. All Get Going policy types are able to cater for 1,000’s of medical conditions, including mild and severe asthma.

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Travel insurance for mild asthma

1 in 12 adults in the UK suffers with asthma, it’s fair to say that that’s quite a lot of us. Get Going provide both mild asthma travel insurance and severe asthma travel insurance. Asthma travel insurance is also available for children and on our family policies.

Asthma travel insurance policies

For travel insurance, asthma must be declared and screened. Our medical screening is as non-invasive as possible and able to cater for 1000’s of conditions, including both mild and severe asthma. Travel insurance asthma policies are available in the form of:

  • Single trip – available to anyone up to the age of 85
  • Multi trip – available to anyone up to the age of 74, typically taken out by anyone expecting to travel more than twice a year
  • Long stay – available to anyone up to the age of 55

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Cover levels available on holiday insurance with asthma policy

Once covered you’ll have access to:

  • Up to £10,000,000 in case of medical emergency – if you need emergency medical attention, public hospital inconvenience benefit, emergency replacement of prescription medication or mobile and disability equipment.
  • Up to £5,000 cancellation and curtailment cover
  • Cover for both outbound departure and connection
  • Up to £2,000 for lost, stolen or damaged possessions
  • Cover for loss and theft of cash and passport
  • Up to £2,000,000 for personal liability
  • Up to £50,000 for legal advice
  • Depending on the cover level chosen

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What is the best travel insurance for asthma?

The best travel insurance for asthma is one that has your medical condition declared and will be able to offer you cover in a medical emergency, related to your asthma.

Once you settle on a policy that is able to provide you with cover for your medical conditions, you might then consider your cover and excess levels. Looking for cancellation cover that meets the cost of your holiday, might be a priority of yours. Check the cover and excess levels available to you, and remember that all cover and excess levels are applicable per person, per claim.

If you are taking out a multi trip policy ensure you choose enough cancellation cover to cover the biggest and most expensive holiday that you plan to take within 12 months of purchasing the policy.

Is asthma a medical condition?

If you have mild or severe asthma, it must be declared when you get a travel insurance quote. It may be that your asthma doesn’t typically cause you any problems, however, if it is something you have been diagnosed with, this will count as a medical condition and must be declared.

Why do I need to declare my asthma?

If you don’t declare your medical condition on your travel insurance, asthma could prevent a successful claim in the event of a medical emergency, if the medical emergency is related to your asthma in any way.

To get appropriate travel insurance with asthma, you must declare your condition, whether it be mild or severe. Letting the insurer know puts the medical team one step ahead, in the event that you encounter a medical emergency while on your trip.

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